Tuesday, April 17, 2018

From "I Do" to #SOLD


Newlyweds are saying "I do" to each other, and equate to over half of first time home buyers that are also saying "I do" to their dream homes. It makes sense! When you put two hearts together, the time comes to find a home to nourish that love. A home that brings two of your places together, and makes it one. If you and your spouse are ready to fall in love with the perfect house together, here are five tips to make sure the process goes smoothly, and you come prepared.

1. YOUR WEDDING BUDGET: Your wedding is a one-time event that shouldn't be less than what you'd imagine. It's a beautiful time to put all of your dream pieces together. However, it's best to sit down and find out ways you can shift the budget to help with your down payment for a home, if you plan to purchase. The average couple spends a little over $20,000 on their wedding. Even a savings of $5000 from your wedding budget can help with owning the perfect home. 

2. WEDDING GIFTS: Wedding bliss comes with wedding gifts. Let's admit, one of our favorite times during the wedding season is all of the gifts that come pouring in! Have any friends or family pitching in cash? Save that to put towards your down payment. And depending on the generosity of your gifts, you can even open an account dedicated to your down payment, that friends and family can gift to. 

3. GET PRE-APPROVED: One of the least brought up conversations in relationships is the credit and financial history of your soon-to-be spouse. Get together with a lender to go over both of your histories to know what needs to be done to put you guys in a position to own together. In some cases, only one person can get approved, while the other can't. If you want to put both of your incomes toward the cost of the house you want, talking to a lender early on can ensure you are prepared to make the right moves.

4. THE RIGHT AGENT: That's where we come in! For starters, we can connect you with a lender to ensure you are being watched over from the best recommendations. And it's an absolute joy to take the stress out of buying a home for newly wed couples. We all know how stressful, although joyous, a wedding can be. To then jump into buying a house shortly after, well, it's certainly a lot to get through. But we can guide you through all of the steps to make sure you end up with a house you love. Just think of us as a wedding planner, but for homes.

5. NOW THERE'S TWO: Although some spouses are a match made in heaven, loving and adoring the same exact things, often times that's not the case with most couples. You still are your own persons, and have your own tastes. This is where the first step to comprise really begins. Spending a good bit of money on a place you both will love and call home. A happy marriage starts with a happy home, so be sure you both are considerate of each other's wants and needs in style and location, so you both are happy with the home you end up getting.


Maria Zendejas & Team can be reached by email zendejas@aol.com or phone 805 465-2001.

Use The Right Paint Finish



Ready to paint your home? Be sure to use the right finishes in each room and feature to make the best impact in your home. Using the wrong finishes can backfire for home owners if the wrong ones are used in the wrong spaces. Below, you'll find the most common finishes and recommendations on where they are best applied to.

- PAINT FINISHES - 

Flat is a low-sheen paint with a non-reflective finish that touches up well and hides minor surface imperfections.  It's ideal for low traffic areas, interior walls and ceilings.

Matte has a low luster reflective finish that is durable, easy to clean, touches up well, and also hides minor surface imperfections. It is great for low to moderate traffic areas, such as bedrooms, and interior walls.

Eggshell Enamel has a soft, velvety appearance and is a good choice for moderate traffic areas such as living rooms.

Satin Enamel if you desire a pearl-like appearance, and are painting moderate to high traffic areas or areas that have some exposure to moisture, such as kitchens.

Semi-Gloss Enamel if you desire a sleek, radiant sheen that is great from cabinets and trim, high-traffic areas and high-moisture areas.

Hi-Gloss Enamel creates a brilliant, shiny appearance with a glass-like finish. This is great for high-use surfaces

Storage Ideas For Small Bathrooms...












Is your bathroom small? It’s the worst, isn’t it? 
Well, unfortunately, small bathrooms are very 
common, and are usually the smallest rooms in
 the house. I can almost bet that it almost always 
feels cramped and tight in there. Although the 
square footage doesn’t change, a change of 
organization and storage space can make a 
 drastic change to how your bathroom feels. Here 
are a  few tips and tricks to make your bathroom 
space feel more functional and spacious.

·          Medicine Cabinet
     If you have a regular mirror, replacing it with 
one that includes a medicine cabinet and provide 
further storage space.
 

·         Shelving
     If you have free space above your toilet, vanity, 
or other another empty part of the wall, install 
shelving units. Purchase a few decorative baskets
to maximize shelf space.
 

·         Hooks
     With a few decorative hooks, in a style of your 
preference, you can declutter by placing a couple 
on the back of the door to hang towels or robes. 
Perhaps one or two right next to each end of the 
shelving unit you just installed.
 

·         Towel Racks 
     A rack installed inside of you shower can save 
you space and convenience, also adding an 
additional shower bar above the original will 
work nicely. Another idea is installing a few 
racks a couple of feet above each other or right 
next on another. If you have an excessive amount
of towels, store some of them away in the 
bedroom closet.

 

·         Vanity with Cabinet
     I have come across plenty of pedestal sinks in 
small bathrooms, but if you want save some space, 
add some storage, and upgrade the look of your 
bathroom at the same time, a vanity cabinet will 
definitely do the trick.


Team 

10 Staging Tips to Get Your Home Sold!



Ready to sell your house? Here is a few staging tips to get your home prepared for the market. When listing a home that cost hundreds of thousands of dollars, if not millions, you want to make sure it's presented in the best light. You wouldn't buy a $50,000 dollar car if it was filled from top to bottom in someone's personal content and trash. This is the same mindset you need to carry into selling your home that will be worth well over a $100,000.

1. SAY BYE TO CLUTTER

The best thing you can do for your home for sale is to get rid of all of your clutter! Make a rule for your home that for every new piece that comes in, one must go. One of the biggest factors to a cluttered home is too much furniture. Generally, in a professional staging, half the home owner's furniture is removed to make the house look much bigger. Look around your house and see what you can pack away. It'll be worth the investment to get a storage unit for a couple of months to store away a lot of your furnishings and goods.

2. FURNITURE GROUPINGS

It's largely misconceived that furniture pushed directly up against walls make a room look bigger, but this is far from true. Instead, you'll want to float your furniture in reach room and away from the walls. Position your sofas and chairs into cozy conversational groupings. Be sure the furnishings are placed to make the traffic flow in a room obvious. This will make the room more user-friendly and will make it look larger.

3. TRANSFORM ROOMS

If you have a room that has only served to collect boxes or other junk, it's important to purpose the room to something that is functional. You can make it into an extra bedroom, a small cozy nook/reading room, etc. If it's in the basement, hid the boxes and turn it into a gaming room or family area.

4. HOME LIGHTING

Great lighting is the trick to making a staged home look warm and welcome. Most homes are improperly lit, which makes rooms look dark and dreary. There is a quick fix to this issue. Increase the wattage in your fixtures and lamps, aiming for about 100 watts per 50 square feet. Add three different types of lighting to each room: ambient (general overhead), task (under cabinets or pendants), and accent lighting (table lamps and wall accents).

5. GO NEUTRAL 

The simple trick to toning down dated finishing in any space is a little bit of fresh paint. You don't want to go stark white, but look into neutral grey and beige colors. Beige colors can also consist of warm honey like colors, soft blues and greens, and a variety of undertones that add a little life to a general neutral color. If you do want to use bold colors, be sure to only keep it on accent walls to help enhance structural features.

6. MAKE IT LOOK BIGGER

If you want to make a room bigger than it is, paint the room the same color as an adjacent room. For small kitchens and dining rooms, a seamless look will make the space feel like one, open it up, and make it seem much larger. Using drapes that match the wall colors can also add an emphasis to the room's size.

7. USE YOUR GARDEN

Staged homes have an emphasis in fresh flowers and pricey floral arrangements. If you don't have the money to go all out on florals, you can get this same effect by raiding your garden space. You can DIY beautiful pieces with fern fronds, magnolia clippings, and more. Use the spring and summer months to find cheerful flowers and use them in your arrangements.

8. GET A FACELIFT

So you can't afford new cabinets? Then you can just get new doors and drawer fronts. Then paint everything to match and add new hardware to them. Instead of replacing the entire dishwasher, you may be able to get a new front panel, go for stainless steel if you can pull it off. Check with the manufacturer to see if replacements are available for your model.

9.MAKE NECESSARY REPAIRS

Unfinished home projects can really scare off potential home buyers, so you'll want to be sure to make required repairs. Missing floorboards and large cracks in the sidewalk on the way to your door tend to be a red flag. Holes in walls and scratched up door frames can really look unattractive. These repairs cost you less to fix than buyers might deduct from the asking price.

10. CLEAN YOUR HOME

Aside from de-cluttering, the most important step to staging your home is to clean it. A dirty house is a quick turn-off for potential buyers. Most homes, especially with children and pets, and smokers, have a smell that may go undetected to home owners, but are quickly picked up by strangers. Be sure to have your home professionally cleaned prior to staging to appeal to all buyers that your home is nice and fresh.

Maria Zendejas & Team  805 465-2000 or 805 443-7383

Friday, April 13, 2018

Welcome to Mission Oaks...


Home Sweet Home! 



For details and to view contact, Maria Zendejas & Team 805 465-2000 or 805 443-7383
















Asking price $589,900.

One story property, built in 1987.  Offers 3 bedrooms and 2 bathrooms. Kitchen features new granite counter tops, new appliances, cabinets and new tile flooring. New carpet in the bedrooms and living room. Cozy fireplace in the living room. Updated bathrooms with tiled showers, vanities and flooring. Master bedroom with a private bathroom and two closets with mirror doors. Great size backyard and attached garage.  Homeowners association fee of $130.00 monthly. 
Home is just a call away ... 805 465-2000 or text 805 443-7383



Wednesday, April 11, 2018

Port Hueneme Beauty!


For sale by Maria Zendejas & Team 
805 465-2000 and 805 218-1196


Just what you've been looking for,
just minutes from the Beach! 











255 E C Street  $410,000.

Welcome home to Port Hueneme, California. Located  within walking distance to the Ventura County Naval Base, Port Hueneme Pier, Beach Park and the Beach. Features two bedrooms, one bathroom and one car garage. Long driveway with possible RV parking. Nicely updated interior with wood like flooring, granite counter tops in the kitchen and stainless steel appliances.  Super cute for anyone looking for a cozy home with a private backyard and no HOA fee’s. 
To view contact us at 805 465-2000 or 805 218-1196.

Thursday, April 5, 2018

Debunking Myths To Home Buying



Finally ready to make the transition into home ownership? That's awesome, and in this exciting time you can be turning to friends and family for an insight into the process. However, there seems to be a circulation of misinformation spreading around, so we're here to clear up a few myths. 
1. THE FIRST STEP IS SEARCHING FOR A HOME
You know the saying, "Don't put the cart before the horse," well that's important to remember when it comes to buying a home. You don't want to start looking for a house until you have gotten to sit down with a lender and discuss what the bank will qualify you for. If you fall in love with a house that's $250,000 and come to find out you're only qualified for $200,000 you can get your hopes crushed and waste a lot of time. Don't start the process on the wrong foot and make sure the numbers line up.
2. YOU DON'T NEED A REAL ESTATE AGENT
For starts, when buying a home, 99% of the time the buyer's agent gets paid by the sellers. That random 1% can be for odd circumstances. So you're getting to use the services of a real estate agent for free. Having a real estate agent on your side means you'll get to see homes that aren't as readily available on public searches, you avoid outdated listings and scammers (there are lots of them), and you have protection when it comes to navigating the legalities of contracts and buying a home. Why wouldn't you want an awesome negotiator working to ensure you get the best from the transaction? For FREE!
3. YOU CAN'T BUY A HOME WITH BAD CREDIT
Fortunately for some, this is a myth. Lenders and banks come by the hundreds of thousands and all though there are a few loan options, a lot of lenders can work with credit scores down to the low to mid 500's. Get in touch with an agent to help you connect with the right lender who can help you potentially approved. There is a lot of factors that go into approvals, but your credit doesn't have to be a sore thumb during the process. However, you will be doing yourself a favor if you connect with a credit repair specialist to at least get those numbers in the 600's. A better score will lower you interest rate.
4. YOUR DOWN PAYMENT HAS TO BE 20%
Think you have to sell an arm and a leg to buy a home? Not at all! An FHA loan only requires 3.5% while a conventional only requires 5%. There are a lot of programs that can potentially help you with down payment assistance or be 0% down mortgage. USDA and VA loans are the most popular 0% down programs. If you qualify, this can take a big chunk off the amount of cash you have to bring to the closing table. 
5. DOWN PAYMENTS ARE THE ONLY UPFRONT COST
This is one of the biggest misconceptions. There is a lot of cost that goes into buying a home, and that includes upfront costs. One of the mandatory ones are a termite and appraisal. If you are getting a mortgage, the home will have to appraise and get a letter stating there are no termites in the home. Termite can range between $25-$75 dollars. An appraisal can range from $300-$700 dollars. Aside from your down payment, you then have to pay for closing costs. And NO, they are not the same thing. Closing costs can range anywhere between 3-6% of the purchase price. In certain markets, this can be negotiated for sellers to cover by rolling into the offer price, but whether that decision is smart to do or not when it comes to landing your dream home will need to be discussed with your agent.
Now that you have some knowledge to get the process started, get in touch with an agent who will help you get through the process as smoothly as possible. 

Questions, we can be reached by phone 805 465-2000, Text 805 443-7383 or email zendejas@aol.com 

Add charm to your bedroom...



With a new season upon us, you might be wanting to spruce up your bedroom to add a little charm and "newness" to your space. Here's some tips to decorating your bedroom by adding some charm and elegance. 

  
1. BEDROOM FURNITURE
Your bedroom furniture is what makes the biggest impression on you, first thing in the morning, and at the end of each day. You'll want to add pieces to your bedroom that you'll love, unique pieces that add character and charm to your personal space.
·         Canopy Beds
A modern style canopy bed can add a lot of simple beauty into your bedroom. Use a four-poster frame that is clean and matches your current finishes. A simple design allows you to dress up the bed as you please. Keep it clean for a masculine touch, or add a soft look by hanging gauzy panels. 
·         Daybed
Have an empty corner in your bedroom? You can consider adding a traditional style daybed and bring it to life with an elegant French countryside flair. Add lots of layered pillows and throws to bring out the character of your set. 
·         Antiques
Don't be afraid to incorporate antique pieces throughout your modern decor. Adding a fun vintage trunk or even an antique dresser with a crisp bedding set can really coordinate a beautiful theme. Antiques can give your bedroom a lot of personality and provide a conversation piece.

2. LUXURY BEDDING
Sometimes, all a bed need is a new bedding set. Brands these days carry an array of fabric options, allowing you a large variety of textures and patterns to fit any bedroom style or mood.
·         Silk Bedding
If you want to do something outside of cotton sheeting, you can add a luxurious touch with some silk bedding. It's naturally hypoallergenic and provide a less friction sleep on your skin. Silk is beautiful and really stands out in a bedding set.
·         Linen Bedding
If you want a more lived-in look, linen helps achieve that in a modern and classic way. Use neutral colors to create a layered look that's simple and relaxed.
·         Cable Knit Bedding
Expanding beyond the typical sofa throw, cable knit blankets are soft enough to use as your coverlet and add the right amount of texture for your decorative shams. Cable knits are the perfect blend of practicality, elegance, and comfort.

3. BEDROOM DECOR
Your bedroom furniture and bedding have a large role in making your master functional, but it's the little things that will really bring out the personality and charm. Consider the type of mood you want your bedroom to have and decorate to match that mood. Do you want a dark cozy room? Do you want a spa like feel? Or do you prefer a beach theme? Whichever mood you want to go with, adding decorative pieces can bring it together.
·         Throws & Quilts
Piling up on extra blankets can be a great way to add decorative pieces throughout your bedroom, that can also be functional. Quilts and silks add a cozy element to the room, where as cotton can add a modern clean feel. Drape bed scarfs over chairs to add a lived-in look.
·         Flowers & Candles
The aroma of fresh flowers or a lit scented candle can help you unwind and enjoy the quiet moments in your bedroom. Scents can elevate the mood, but they also help you relax. Get one that isn't too strong, can be enjoyed long term, and fit's into the decorative mood of your room.
·         Style Your Nightstand
Keep your nightstand free of cords and electronics. Clutter can bring a negative mindset, and when it's the first place you look at in the morning, you want to keep the electronics and mess off your tables. Add a stack of timeless books, an elegant tray, or a decorative pieces of art. Only keep the necessities, like reading glasses, a glass of water, or your favorite book.

Achieve Feng Shui In Your Home


If you take the time to dig into the philosophy around feng shui, you'll understand that it doesn't come off as esoteric as one my think. It's based around the simple practices to make a home feel healthier and a lot more organized. It also helps you to connect to your home, in a way that can affect your mood and well being. Feng shui is as common as "spring-cleaning," or decorating to make a home feel much more comfortable.
This ancient Chinese tradition can be incorporated into your own home. It can be done in a modern holistic approach, while still honoring the age-old traditions that come with feng shui. It's not about transforming the structure of your home, but instead making it to evolve into a space that refreshes your home - and in turn your health. The following feng shui tips will do a little more than just bring some harmony into your home, they can potentially increase the value of your home's selling price.
Let's get into to the best feng shui decorating tips for your house below!

1. Slow Down Your Home's Energy Flow:
The back door and the front door have a direct line of sight, that means the energy in the home, or the chi, will flow through the home too fast. Instead of it going straight out of the back door, you want it to undulate throughout the whole home in a graceful and even manner. The best way to slow down this flow is to place a patteren rug on the floor in front of the front door, add artwork on the walls, or add a round entry table to the foyer space. 
2. De-Clutter Your House:
Decluttering your home may seem like an obvious enough solution,  we can all be guilty of letting our content accumulate in our home, that may not have a specific function. Clutter is more than just unappealing visually, it's an anchor for the energy in a home. An excessive amount of clutter can stop you from having clarity of thought, and even weigh you down emotionally. Feng shui isn't focused on having a perfectly styled home, but instead, provide a happier and healthier environment. Be sure to have the correction organization throughout your home. From paying bills, to recycling content, and even something as simple as a designated spot for your keys. It'll help you feel less frazzled and feel more efficient in your day to day routine.
3. Front Door Path Must Be Kept Clear:
The front door in a home is an important factor to feng shui. It's the main portal through which the energy from outside will enter into your home. You want to make sure the energy flows uninterrupted through the front door, without "metaphorically" running into a wall. Keep your front door area free of clutter and consider installing a mirror near the front door. This can hold the meaning that you are expanding the energy in the space, which in turn expands the opportunities within your life - and prevents you from feeling limited.
4. Balancing The Five Elements
Whether present physically, or symbolically, the five elements you can find in a home are earth, fire, wood, metal, and water. The fire element can be brought into a home with warmer tones, or physically through a fireplace and burning candle. You want to ensure there is a balance between all of the elements. People can easily be drawn to an element that can cause an imbalance in their life. For example, if a person were to find themselves rather aggressive, they'd want to avoid a large amount of fire elements - such as a bright red wall. If a person is lacking motivation in their life, it'd best suit them to add more fire elements. Look at the elements within your home in a symbolic manner, and see what you need to change to create a more balanced emotional life. 
5. Remove Any Negative Symbolism:
From books to traffic signs, symbolism bombards us daily. In every day life, we are guided by the symbolism that surrounds us, which is enhanced even more so within our homes. An intimate environment represents an individual's fears and challenges. If you have trouble finding clarity, see if you have a lot of stuff cluttered in your home. If you have low self esteem, check to see if mirrors are hung too high, which equates to you never measuring up. If you find yourself unable to get out of the single life, do you surround yourself with single decor? I.e. single vases, single chairs, single person in pictures/art. Figure out the challenges you face on a daily basis in your life and look at the symbols the content in your home hold, to understand what changes need to be made.  
6. Maximize The Natural Light: 
Natural light can make a person much happier and more positive. You want to enhance as much natural light in a home as possible, which can be done by placing mirrors directly across from windows to help reflect the light throughout your space. 

Questions to ask Yourself before buying a home...



The real estate market is constantly changing, so of course DO YOUR RESEARCH! DO NOT jump the gun on this one! Unbiased advice from family and peers may be kind, but you are the only one who knows what your needs are when it comes to buying a home.
 
WHAT MADE YOU CONSIDER OWNING A HOME?
Forget finances for a minute and focus on what made you consider even buying a home in the first place!
·      Is your family expanding?
·      Does your family feel safe?
·      Is there a STELLAR school system in the area so your children can get the  education they deserve?
·      How about that unbearable landlord?
 
WHICH WAY IS THE REAL ESTATE MARKET GOING?
DON’T SLEEP ON YOUR DECISION TOO LONG! Home prices are on the rise! Not only are they on their way back up, but these increases are happening monthly.
Don’t believe us? According to Existing Homes Sales Report from the National Association of Realtors (NAR), the average price of homes in May 2017 went up 5.8% from last year.
If you wait until next year to buy, you might be scrapping for change in the cushions to say the least! Not only will it cost you more to buy, but you will also need to increase your down payment to account for the higher price of the home.
 WHAT IS THE MORTGAGE FORECAST?
The initial process of purchasing your home may seem easy and quick, but THERE IS MORE TOO IT! The ‘long term cost’ of buying a home WILL haunt you if you buy at the wrong time! Mortgage Bankers Association (MBA), and NAR have projected that mortgage interest rates will DEFINITLEY increase over the next twelve months. The smallest increase in mortgage rates can have a huge impact on a home owner.
FINAL THOUGHTS
If you and your family feel it is the right time to buy a home then GO FOR IT! Consider these points when making the final decision.
Don’t forget, this move is FOR YOU!