Thursday, June 21, 2018

The Everything Guide to Selling Your First Home

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Copyright 2018 NATIONAL ASSOCIATION OF REALTORS®

Wednesday, June 20, 2018

Tips To Get Settled In A New Home


Moving into a new home? We know how exciting it can be! We’ve compiled a list of a few things you can do after your move to make sure your experience is comfortable. The hardest part of a move is getting settled in, after that, let’s handle a few loose ends that sometimes get forgotten about till the last minute.
CHECK MAJOR APPLIANCES
Be sure to check all the appliances to ensure everything is still in working order after the move. You want to make sure nothing was broken in the move or stopped working suddenly. Look at things such as your stove, dishwasher, washer and dryer, refrigerator, and microwave. If you brought any appliances yourself and you used movers, you’ll want to make sure everything still works with them, since mover’s insurance companies give a limited timeframe for when you can make a claim.
CHECK ALL OF YOUR BOXES & FURNITURE
Be sure to go over all your boxes and furniture to make sure nothing got damaged during the move. Be sure that everyone has arrived and didn’t get lost in the process. If you notice something is missing a month later, it may be too late to file a claim with the moving company. Even if you don’t plan on unpacking everything as soon as you move in, just do a quick review and inventory everything you brought to protect yourself and your belongings.
SET UP UTILITIES
Did you remember to set up your utilities before moving in? There’s nothing more frustrating than moving into your home to realize the lights don’t work. Make sure you’ve gotten with all of the necessary utility companies to have everything turned on in time for your move.
REGISTER AT SCHOOL
You may have already known to look for a school for your kids prior to your move, but if you haven’t yet found one, be sure to research all the schools local to you to find the right fit for your family. The sooner you can find the right school and register, the easier and less stressful it will be to get them in and settle.
REGISTER YOUR CAR
If you’ve moved to a new state or country, you’ll want to make sure to register your car in your new hometown and update your driver’s license, tags, and plates.
CONNECT TO YOUR NEIGHBORHOOD
Join sites like Nextdoor.com or get a subscription to your local magazine/newspaper to stay in touch with what’s going on in your neighborhood. Be sure to also join local community Facebook groups. You can find out about events or concerns relating to your community.
GETTING YOUR MAIL
Have you updated your address from all the people you’ll be expecting to get mail from? Like your bank, friends, family, and services you still pay for after your move. Check with the post office to have things redirected to your new address while you work to update your info with everyone else.
FIND THE RIGHT PROFESSIONALS
If you’re moving far from your last home, you’ll want to have the right connections. Find a new doctor, dentist, vet, handyman, plumber, etc. Add them into a contact book that’s easily accessible.
EMERGENCY CONTACT LIST
If you’re moving to a new country, 911 won’t be the local emergency number. Make sure you have all the correct numbers in the case of an emergency. This can also include doctors, the local police station, a vet, etc.
INSURANCE COMPANIES
More than likely, you handled home insurance and home warranty during the purchasing process. If you haven’t, be sure to get those taken care of right away. You’ll also want to get your auto, health, and any other necessary household insurances sorted for your move.

You can count on us to walk you through the process, 
every step of the way! 
Maria Zendejas & Team 805 443-7383 or  805 465-2000

Tips To Beautify Rooms In Your Home



There’s no place like home, so why not make home the most beautiful and cozy place you can stay in? Let’s dive into some techniques that can help you showcase the best features of every room in your house. Just a touch of color, texture, and personality can transform your home into something new. Here’s a few tips that aren’t a lot of hassle:  
 ADD SOME COLOR
Going with a neutral scheme can never go wrong, but if you’re feeling like your room is a little drab, don’t be afraid to go with a bold color. You can do an accent wall that compliments the current color scheme or use your furniture or accent pieces to bring a touch of color. Color doesn’t have to mean clutter, you can keep the rest of the room simple and add the dramatic touch with a few elements.
 USE SOME MIRRORS
Bringing in some mirrors can add light and room to your space. Using mirrors in staging is known to help the room look like it’s much bigger than it is it. Add a few accent mirrors, preferably right across the room from a window, to brighten up your space and keep it from feeling too tight and small.
 PLAY WITH ACCESSORIES
We get it, furniture can get expensive, but there is so much you can do with a room just getting creative with accessories. Get some unique decorative pieces and let your room tell a story around them. Hop down to your closest antique store and grab some pieces that are bold. You can also hop into Hobby Lobby or TJ Maxx, they have beautiful and unique decorative pieces that are incredibly affordable.
 ADD SOME GREEN
Nothing gives a space some life like some life, literally. Add some plants to your rooms, lots of green ones that are easy to keep alive, to add a unique touch to the room. You’d be surprised how much a room looks “finished” when you add a beautiful tree to the corner of a room.
 EMBRACE THE LIGHT
The natural light, we mean. Don’t block out your windows with heavy drapes or hide them behind furniture. Decorate around your room in a way that compliments the windows and brings the natural light in.
 ADD TEXTURE
Use fur throws or pillows, use patterns in your fabrics, etc. Don’t be afraid to add unique textures throughout the home. It gives your eyes something to land on as it’s looking around the room. You can even use metallics. Don’t over-do it, because then it can get overwhelming. Just get a few textures that compliment each other and put them in clever places around your room.
 REMOVE CLUTTER
A tip you’ll hear often, nothing brings the best out in a room then getting rid of all the clutter and junk. If you have a hard time walking around your room or finding things, it may be time to get a few boxes and start cleaning out the things that don’t really belong.

Maria Zendejas & Team 
Maria 805 465-2000  
Belen 805 443-7383
Guadalupe 805 218-1196

Friday, June 15, 2018

Debunking Myths To Home Buying



Finally ready to make the transition into home ownership? That's awesome, and in this exciting time you can be turning to friends and family for an insight into the process. However, there seems to be a circulation of misinformation spreading around, so we're here to clear up a few myths. 
1. THE FIRST STEP IS SEARCHING FOR A HOME
You know the saying, "Don't put the cart before the horse," well that's important to remember when it comes to buying a home. You don't want to start looking for a house until you have gotten to sit down with a lender and discuss what the bank will qualify you for. If you fall in love with a house that's $250,000 and come to find out you're only qualified for $200,000 you can get your hopes crushed and waste a lot of time. Don't start the process on the wrong foot and make sure the numbers line up.
2. YOU DON'T NEED A REAL ESTATE AGENT
For starts, when buying a home, 99% of the time the buyer's agent gets paid by the sellers. That random 1% can be for odd circumstances. So you're getting to use the services of a real estate agent for free. Having a real estate agent on your side means you'll get to see homes that aren't as readily available on public searches, you avoid outdated listings and scammers (there are lots of them), and you have protection when it comes to navigating the legalities of contracts and buying a home. Why wouldn't you want an awesome negotiator working to ensure you get the best from the transaction? For FREE!
3. YOU CAN'T BUY A HOME WITH BAD CREDIT
Fortunately for some, this is a myth. Lenders and banks come by the hundreds of thousands and all though there are a few loan options, a lot of lenders can work with credit scores down to the low to mid 500's. Get in touch with an agent to help you connect with the right lender who can help you potentially approved. There is a lot of factors that go into approvals, but your credit doesn't have to be a sore thumb during the process. However, you will be doing yourself a favor if you connect with a credit repair specialist to at least get those numbers in the 600's. A better score will lower you interest rate.
4. YOUR DOWN PAYMENT HAS TO BE 20%
Think you have to sell an arm and a leg to buy a home? Not at all! An FHA loan only requires 3.5% while a conventional only requires 5%. There are a lot of programs that can potentially help you with down payment assistance or be 0% down mortgage. USDA and VA loans are the most popular 0% down programs. If you qualify, this can take a big chunk off the amount of cash you have to bring to the closing table. 
5. DOWN PAYMENTS ARE THE ONLY UPFRONT COST
This is one of the biggest misconceptions. There is a lot of cost that goes into buying a home, and that includes upfront costs. One of the mandatory ones are a termite and appraisal. If you are getting a mortgage, the home will have to appraise and get a letter stating there are no termites in the home. Termite can range between $25-$75 dollars. An appraisal can range from $300-$700 dollars. Aside from your down payment, you then have to pay for closing costs. And NO, they are not the same thing. Closing costs can range anywhere between 3-6% of the purchase price. In certain markets, this can be negotiated for sellers to cover by rolling into the offer price, but whether that decision is smart to do or not when it comes to landing your dream home will need to be discussed with your agent.
Now that you have some knowledge to get the process started, get in touch with an agent who will help you get through the process as smoothly as possible. 

Questions, we can be reached by phone 805 465-2000, Text 805 443-7383 or email zendejas@aol.com 

Summer Vacation!





There are no words that children love to hear any more than Summer Vacation.  Whether it's a trip to the beach, the mountains, or a visit to Grandmother's house, the break from the routine can be therapy to restore our bodies and souls.  So many options are available that allow the family to get away for a while.  The key to a successful summer vacation is preparation and planning.  Make a list of everything that must be done before you go, such as stopping mail and newspaper delivery, care of pets that stay behind, and care of houseplants.  Who will be the contact person in case of emergency?  If you do your homework and plan properly, your summer vacation can be a time of sweet memories for the entire family.
If you plan on skipping on the summer vacation and are planning on selling your home, we are here to help! Maria Zendejas & Team can be reached by email zendejas@aol.com or 805 465-2001

WHY USE A REALTY WORLD PROFESSIONAL?

WHY USE A REALTY WORLD PROFESSIONAL?



"Should I sell my house myself, or hire a professional?"Selling your house takes more than just putting a "For Sale" sign in the yard and an ad in the paper or on a website.  It takes experience and training to learn how to correctly price a house to sell, effectively market a house to bring top dollar and to anticipate and solve the many problems that may arise during the selling process.

Additionally, it typically does not cost a buyer anything to work with a real estate professional, so the most qualified and motivated buyers are working with a professional, thus you may only have lookers who are not qualified or motivated come look at your house.  For the best results, hire your local REALTY WORLD Professional. Maria Zendejas & Team may be reached by phone 805 465-2001 or email zendejas@aol.com. Don't wait for tomorrow, call us Today!